Why Al Jaddaf Dubai Off-Plan Projects Are Worth Your Investment?

Off Plan Properties AIAug 15, 2025

Current Market Insights: Al Jaddaf's Rising Value

Quick answer: Discover the advantages of investing in off-plan properties in Al Jaddaf, Dubai, including price potential and local market insights.

Al Jaddaf is quickly transforming into a sought-after area with a property value surge of around 15% year-on-year. This neighborhood offers a blend of heritage and modern amenities, attracting both investors and residents alike.

Pro tip: Keep an eye on new developments, as they can influence price increases in established properties.

Potential Gains: Rental Yields Between 6% - 9%

Investing in off-plan properties here could yield an attractive rental return, typically between 6% and 9%—a figure considerably higher than the Dubai average of 5%. With growing demand, you might find tenants eager to lease before handover.

Upfront Costs: Understanding DLD Fees

When buying off-plan, it's crucial to understand the DLD (Dubai Land Department) fees, which typically amount to 4% of the property value. For example, if you're purchasing a home priced at AED 1 million, expect a DLD fee of AED 40,000.

Financing Your Off-Plan Purchase: LTV Ratios and Mortgages

Most Dubai banks offer mortgages for off-plan homes. The typical Loan-to-Value (LTV) ratio is 80% for expatriates. This means you can secure an AED 800,000 mortgage for a property worth AED 1 million, giving you ample opportunities to invest with less upfront capital.

Understanding the Handover Process: Timelines and Snagging

The handover phase for off-plan investments typically occurs within 2 to 5 years post-purchase, depending on the developer's timeline. It's advisable to do a snagging inspection to ensure everything is in order before you finalize the transaction.

Property Types: Diverse Offerings in Al Jaddaf

Al Jaddaf boasts various property options—from luxurious apartments to family townhouses—catering to a wide audience. Depending on your goals, you might favor high-end condos or more spacious units.

By the Numbers

15% annual price increase
6% - 9% potential rental yield
4% DLD fee on purchase
80% maximum LTV for mortgages
2 - 5 years timeframe for handover
Variety of property styles available

Example Calculations

Mortgage Example:

For a property worth AED 1 million, a typical mortgage for 80% LTV at a 4.25% interest rate over 25 years would result in a monthly payment of approximately AED 4,800.

Rental Yield Example:

If you purchase a property for AED 1 million and rent it out for AED 80,000 annually, your rental yield would be 8%.

If you’d like to learn more about the real estate market or explore specific listings, feel free to check out our property listings or utilize our AI agent for personalized assistance.