How Dubai Safeguards Your Off-Plan Property Investment

Risks & Buyer Protection

• What are the risks of buying an off-plan property in Dubai?

  Every investment carries some risk, but buying an off-plan property through a trusted and reputable developer in Dubai significantly reduces those risks. The Dubai Land Department (DLD) enforces strict regulations, requiring developers to register projects and maintain DLD-regulated escrow accounts. Buyer payments are safely held in these accounts and released only in phases, based on verified construction progress.

• How can I protect myself when buying an off-plan property in Dubai?

  To safeguard your investment:

  • Choose a RERA-registered, reputable developer
  • Verify project registration with the DLD
  • Ensure payments go into a DLD-regulated escrow account
  • Review the Sales and Purchase Agreement (SPA) carefully
  • Confirm the project meets DLD quality and completion standards

• What happens if the developer delays the handover of the off-plan property?

  If a developer delays handover of the off-plan property in Dubai:  

  • Review your Sales Purchase Agreement(SPA)- It usually includes a grace period and may offer compensation for delays.  
  • DLD & RERA monitor projects- If delays are excessive, authorities can step in or reassign the project.  
  • Legal rights under Law No. (13) of 2008- Buyers may cancel the contract or seek compensation.  
  • Escrow protection- Your payments stay in a DLD-regulated escrow account and are only released based on construction progress.  

• Is my money safe during the construction phase of an off-plan project?

  Yes, your money is safe when buying an off-plan property in Dubai. All payments must go into a Dubai Land Department (DLD)-regulated escrow account, which releases funds to the developer only as construction milestones are completed. This system protects buyers by ensuring developers meet their obligations before receiving full payment.

• Can I sell my off-plan property before completion in Dubai?

  Yes after receive the Oqood Certificate and NOC from developer for sale, you can sell your offplan property even if it is not completed. To receive the Final Title Deed: 

  • Project completion and approvals:The developer must complete the construction and obtain all necessary approvals from authorities. 
  • Full payment clearance:The buyer must settle the entire purchase price and any related fees. 
  • Developer submission:The developer submits the required documents to the Dubai Land Department (DLD) to initiate the title transfer.