Why Al Jaddaf Dubai Off-Plan Projects Are Worth Your Investment?

Off Plan Properties AIAug 15, 2025

Current Market Insights: Al Jaddaf's Rising Value

Quick answer: Discover the advantages of investing in off-plan properties in Al Jaddaf, Dubai, including price potential and local market insights.

Al Jaddaf is quickly transforming into a sought-after area with a property value surge of around 15% year-on-year. This neighborhood offers a blend of heritage and modern amenities, attracting both investors and residents alike.

Pro tip: Keep an eye on new developments, as they can influence price increases in established properties.

Potential Gains: Rental Yields Between 6% - 9%

Investing in off-plan properties here could yield an attractive rental return, typically between 6% and 9%—a figure considerably higher than the Dubai average of 5%. With growing demand, you might find tenants eager to lease before handover.

Upfront Costs: Understanding DLD Fees

When buying off-plan, it's crucial to understand the DLD (Dubai Land Department) fees, which typically amount to 4% of the property value. For example, if you're purchasing a home priced at AED 1 million, expect a DLD fee of AED 40,000.

Financing Your Off-Plan Purchase: LTV Ratios and Mortgages

Most Dubai banks offer mortgages for off-plan homes. The typical Loan-to-Value (LTV) ratio is 80% for expatriates. This means you can secure an AED 800,000 mortgage for a property worth AED 1 million, giving you ample opportunities to invest with less upfront capital.

Understanding the Handover Process: Timelines and Snagging

The handover phase for off-plan investments typically occurs within 2 to 5 years post-purchase, depending on the developer's timeline. It's advisable to do a snagging inspection to ensure everything is in order before you finalize the transaction.

Property Types: Diverse Offerings in Al Jaddaf

Al Jaddaf boasts various property options—from luxurious apartments to family townhouses—catering to a wide audience. Depending on your goals, you might favor high-end condos or more spacious units.

By the Numbers

15% annual price increase
6% - 9% potential rental yield
4% DLD fee on purchase
80% maximum LTV for mortgages
2 - 5 years timeframe for handover
Variety of property styles available

Example Calculations

Mortgage Example:

For a property worth AED 1 million, a typical mortgage for 80% LTV at a 4.25% interest rate over 25 years would result in a monthly payment of approximately AED 4,800.

Rental Yield Example:

If you purchase a property for AED 1 million and rent it out for AED 80,000 annually, your rental yield would be 8%.

If you’d like to learn more about the real estate market or explore specific listings, feel free to check out our property listings or utilize our AI agent for personalized assistance.

Useful tools

Tag:

Unlocking the Benefits of Buying Off-Plan Properties in Dubai

Oct 19, 2025

Off Plan Properties AIReal Estate